Homeowner’s Insurance in Florida

Insurance

As a prospective homeowner in Central Florida, it’s crucial to understand the average home insurance costs in your area. According to the Florida Office of Insurance Regulation (OIR), the average annual premiums for homeowners insurance vary across counties, ranging from $1,894 in Marion County to $2,966 in Brevard County.

These figures highlight the importance of shopping around and comparing quotes from different insurance companies to secure the most affordable coverage. Factors such as home value, location, and coverage type can significantly impact premiums.

Here’s a breakdown of average annual premiums by county:

  • Marion: $1,894
  • Lake: $2,048
  • Flagler: $2,178
  • Osceola: $2,366
  • Volusia: $2,408
  • Seminole: $2,837
  • Orange: $2,882
  • Brevard: $2,966

Understanding these averages can help you plan your budget and make informed decisions when purchasing home insurance in Central Florida.

Thanks for reading,
Chris

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