Here is your real estate news for Thursday, October 30th.
Today’s Real Estate News (October 30th, 2025):
Fed Cuts Rates 0.25%—Signals No Guarantee of a December Cut
The FOMC lowered the federal-funds rate by 25 bps to a 3.75%–4.00% target range. Chair Powell said further easing in December is “not a foregone conclusion,” citing still-elevated inflation and limited data during the shutdown. The Board also set interest on reserve balances at 3.90% effective today.
Home Prices Grow at Slowest Pace in Two Years
Data from the S&P Dow Jones Indices/CoreLogic Case-Shiller index show national home-price growth slowed to just 1.5% year-over-year in August — the weakest run in over two years and below the current inflation rate. This slowdown is linked to the “lock-in effect” as many homeowners with sub-5% mortgages refuse to sell, reducing inventory even while affordability remains constrained.
Mortgage Rates (October 30th, 2025):
- 30-Year Fixed-Rate: 6.27%
- 15-Year Fixed-Rate: 5.82%
- 30-Year Jumbo: 6.20%
- 10 Year Treasury Yield: 4.09%
In the competitive real estate market, staying informed is crucial for both buyers and sellers. By understanding mortgage trends, housing market shifts, and the broader economic environment, individuals can make well-informed decisions. This knowledge can lead to more effective pricing strategies, better investment timing, and smoother transactions. For buyers, tracking mortgage rates can help them secure more favorable terms, while sellers who know their local market trends can set more competitive listing prices. Overall, staying updated on these topics not only helps real estate professionals serve their clients better, but also empowers everyday buyers and sellers to achieve their property goals.
Thanks for reading,
Chris
