DTI

How Much of Your Debt-to-Income Ratio Should Be a Mortgage Payment?

When you're buying a home, one of the most important things to consider is how much of your debt-to-income ratio (DTI) should be allocated to your mortgage payment. Your DTI is the percentage of your monthly income that goes towards debt payments. Lenders typically want to see a DTI of no more than 36%, but some may be willing to approve loans with a higher DTI, depending on your credit score, down...

Upgrades

How To Unlock Savings on Your Home Upgrades

As a real estate agent, it's crucial to inform homeowners about cost-effective upgrades that can save them money. One such option gaining popularity is harnessing the power of solar energy. In this article, we'll explore solar tax credits and how they can help homeowners maximize their savings while making sustainable improvements to their homes. Solar tax credits are financial incentives provided by...

Affordable Housing

Daytona Beach’s Exciting Move towards Affordable Housing Solutions

Today, we have some incredible news about affordable housing that showcases the forward-thinking nature of our beloved Daytona Beach. The city officials are considering an innovative approach to tackle the issue of affordable housing by exploring the use of recycled shipping containers. This promising development opens up new possibilities for those seeking affordable homes in our vibrant coastal...

Ormond Beach Housing Update

May Ormond Beach Housing Update

We're back with our May Ormond Beach Housing Update. Things feel like they are certainly picking up! Business has been really busy and something tells me it's going to be a great summer for Real Estate. Ormond Beach Housing Update April 2023 May 2022 May 2023 Percentage Difference Number of Listings 351 177 385 117.5% Increase New...

June New Smyrna Beach Housing Update

May New Smyrna Housing Update

We're back with our May New Smyrna Housing Update. Things feel like they are certainly picking up! Business has been really busy and something tells me it's going to be a great summer for Real Estate. New Smyrna Housing Update April 2023 May 2022 May 2023 Percentage Difference Number of Listings 155 98 172 75% Increase New...

June Port Orange Housing Update

May Port Orange Housing Update

We're back with our May Port Orange Housing Update. Things feel like they are certainly picking up! Business has been really busy and something tells me it's going to be a great summer for Real Estate. Port Orange Housing Update April 2023 May 2022 May 2023 Percentage Difference Number of Listings 178 133 198 48.9% Increase New...

Volusia County Schools

Looking for a job in Education?

Today and tomorrow Volusia County Schools is hosting a job fair! If you're looking for a career in education this is your chance! May 30, 2023 -Daytona State College  10:00AM - 2:00PM 2351 Providence Blvd. Deltona, FL 32725 May 31, 2023 Horizon Elementary School 4:00 PM - 7:00PM 4751 Port Orange, FL 32129 Volusia County Schools is searching for talented, dedicated individuals to...

ONE+

1% Down Buyer Program???

Rocket Mortgage just rolled out a new buyer program called ONE+. The down payment is one of the biggest obstacles home buyers face when they can otherwise afford a mortgage payment. ONE+ can help you get a mortgage by putting as little as 1% down. Combined with a 2% grant from Rocket Mortgage, you start with 3% equity! To be eligible for ONE+, you must: Qualify with less than 80% of the area median...

Waypointe

Waypointe Development Approved in Daytona Beach!

Big news coming out of Daytona Beach, Florida! The city has just given the green light to a major land development project that's set to bring in a brand-new residential community called Waypointe. Kolter homes will be the developer and  get this: we're talking about 1,600 homes being built! That's right, a whole lot of beautiful houses are coming our way. Now, this ain't your average housing project....

Home Project In Daytona Beach

1,600 Home Project in Daytona Beach

Proposed 1,600-Home Project in Daytona Beach Back for Reconsideration! Daytona Beach, known for its stunning beaches and vibrant atmosphere, is set to experience a remarkable transformation with the potential realization of an ambitious housing project. After an unexpected delay, the eagerly anticipated 1,600-home development proposal is now back for reconsideration, sparking excitement and anticipation...

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