Real Estate

Kitchen Upgrades Value

3 Kitchen Features That Increase Your Home’s Value

The kitchen is often the heart of the home, so it's no surprise that upgrading it can boost your property's value. If you’re thinking about making some improvements, here are three kitchen features that not only look great but also add serious value to your home. 1. Quartz Countertops Move over, granite—quartz is taking over! This durable, non-porous material is heat-resistant, stain-resistant, and...

225 Quiet Trail

New Listing! 225 Quiet Trail

Nestled in the highly sought-after neighborhood of Quiet Place In The Country, this stunning 3-bedroom home, with an additional office, offers the perfect blend of comfort and functionality. Step inside to discover vaulted ceilings that create an open, airy atmosphere. Relax by the screened-in pool or enjoy serene views of your private pond right in the backyard. Car enthusiasts will love the secondary...

Bonds Impact Mortgage Rates

Why Bonds Impact Mortgage Rates

Mortgage rates are closely tied to bond markets, particularly the 10-year Treasury yield. Here’s why: bonds and mortgages are both long-term investments, meaning they share many risk and reward considerations. When bond yields rise, mortgage rates generally follow suit because lenders need to keep rates competitive to attract investors. Conversely, when bond yields fall, mortgage rates tend to drop,...

Trump election real estate impact

Trump Won the Election: 5 Key Implications for Real Estate

Donald Trump's victory in the 2024 presidential election is set to have significant impacts on the real estate market. Here are five key implications to watch: 1. Potential for Deregulation Trump's previous administration focused heavily on deregulation, and we can expect this trend to continue. This could lead to more lenient building and zoning regulations, potentially increasing the housing supply....

Mortgage Rate Trends

Mortgage Rate Trends: When Will Mortgage Rates Fall Below 6%?

We didn’t expect the housing market to be quite like this. Experts in real estate and finance anticipated a busy fall buying season, with more homes available and lower mortgage rates helping buyers jump back in. But instead, rates have been climbing steadily. After briefly dipping, mortgage rate trends show they are now trending over 7%, a level that’s making many potential buyers hesitate. Though...

Mortgage Rates Rise: October Update

Mortgage rates rise this October, marking a challenging month for potential homeowners and refinancers alike. As of last Friday, the average 30-year fixed mortgage rate for top-tier borrowers hit 6.90%, climbing over 0.625% since the beginning of the month. Today’s additional 0.10% increase brings it to 7.0%, the highest level we've seen since July 10th. This jump is partly due to last Friday's bond...

unlock home potential

Unlocking Home Potential

If you've been dreaming about owning a home that fits your lifestyle and grows with your needs, you're not alone! Whether you're in the market for your first place or looking to upgrade, there's no better time to explore all the ways you can unlock home potential. From maximizing square footage to finding that perfect neighborhood vibe, every decision can make a big impact on your daily life—and your...

Home Sales Fall

Home Sales Fall Again in September Despite Mortgage Rate Dip

Existing home sales fell again in September, as many buyers stayed on the sidelines even though mortgage rates eased slightly during the month. According to the National Association of Realtors (NAR), sales dropped 1% from August, reaching a seasonally adjusted annual rate of 3.84 million. This marks the lowest level since October 2010, falling short of economists’ predictions of 3.88 million. On a...

mortgage demand drop

Mortgage Demand Drop: Rising Rates and Election Uncertainty Slow Homebuyers

  Mortgage demand has taken a significant dip as rates continue to rise, reaching the lowest point since July 2024. As of today, the average 30-year fixed mortgage rate has climbed to 6.84%. This marks a notable shift from the past few months when rates were down in the low 6% range, making homebuying more affordable for many. The sudden rise in rates, coupled with...

Assumable Mortgage

Unlocking the Hidden Gem: Assumable Mortgage

Attention Buyers!!! Are you feeling the pinch of rising interest rates in the housing market? There's a little-known option that could save both buyers and sellers a significant amount of money: assumable mortgages. What Are Assumable Mortgages? An assumable mortgage allows a homebuyer to take over the seller's existing mortgage, including its interest rate and terms. This means if the seller has a...

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