Here is your real estate news for Friday, November 14th.
Today’s Real Estate News (November 14th, 2025):
Federal Housing Programs Resume — Backlog Still Looms
The federal government has reopened after its recent shutdown, and key housing-program services (including National Association of Realtors-tracked housing programs, flood insurance, and veteran/USDA loan processing) are once again in operation. However, there is a significant backlog: FHA/VA/USDA loans and flood-insurance renewals delayed during the shutdown will take weeks (or more) to clear.
Mortgage Purchase Applications Jump 6% — But Buyer Caution Lingers
With the shutdown resolved, the weekly purchase-application index rose roughly 6% compared to the prior week. At the same time, median days on market remain elevated (~49 days) and buyer confidence remains muted given economic uncertainty.
Mortgage Rates (November 14th, 2025):
- 30-Year Fixed-Rate: 6.34%
- 15-Year Fixed-Rate: 5.83%
- 30-Year Jumbo: 6.42%
- 10 Year Treasury Yield: 4.07%
In the competitive real estate market, staying informed is crucial for both buyers and sellers. By understanding mortgage trends, housing market shifts, and the broader economic environment, individuals can make well-informed decisions. This knowledge can lead to more effective pricing strategies, better investment timing, and smoother transactions. For buyers, tracking mortgage rates can help them secure more favorable terms, while sellers who know their local market trends can set more competitive listing prices. Overall, staying updated on these topics not only helps real estate professionals serve their clients better, but also empowers everyday buyers and sellers to achieve their property goals.
Thanks for reading,
Chris
