Here is your real estate news for Thursday, September 4th.
Today’s Real Estate News (September 4th, 2025):
New Home Inventory Hits Highest Since Pre-Recession
U.S. housing inventory has now reached levels not seen since just before the Great Recession. According to recent Bank of America–sourced research, rapid rises in listings are putting pressure on prices and slowing new construction activity.
Innovative Financing: ARM Paired with Down Payment Help
Mortgage lender Click n’ Close has introduced a creative financing product that bundles a 5/1 adjustable-rate mortgage (ARM) with down payment assistance for new-home buyers. This hybrid offering could open doors for more first-time or lower-income buyers.
Mortgage Rates (September 4th, 2025):
- 30-Year Fixed-Rate: 6.49%
- 15-Year Fixed-Rate: 5.85%
- 30-Year Jumbo: 6.42%
- 10 Year Treasury Yield: 4.19%
In the competitive real estate market, staying informed is crucial for both buyers and sellers. By understanding mortgage trends, housing market shifts, and the broader economic environment, individuals can make well-informed decisions. This knowledge can lead to more effective pricing strategies, better investment timing, and smoother transactions. For buyers, tracking mortgage rates can help them secure more favorable terms, while sellers who know their local market trends can set more competitive listing prices. Overall, staying updated on these topics not only helps real estate professionals serve their clients better, but also empowers everyday buyers and sellers to achieve their property goals.
Thanks for reading,
Chris
