Forget scraping together a hefty down payment! Click n' Close SmartBuy throws open the door to homeownership even if your bank account isn't overflowing. It allows buyers to put 0% down when buying! Here's why this program is making waves: 100% Financing? Yes, Please! Gone are the days of dreaming wistfully about owning a home because saving for a down payment felt like climbing Mount Everest. Click n'...
Wire fraud might sound like something out of a spy movie, but in reality, it's a growing threat we all face in our everyday lives. This type of fraud uses electronic communication, like emails, texts, or phone calls, to deceive people into giving up money or personal information. And the worst part? It can happen to anyone, anywhere. So, how do we stay safe from these crafty crooks? Let's unravel the wire...
The headlines might have you believe the sky's falling on the real estate market, but hold on – a closer look reveals promising reasons for optimism with real estate in 2024. While there may be some shifts and adjustments, savvy investors and homeowners can navigate the year with confidence, fueled by these five trends: 1. Mortgage Rate Stabilization: After a rollercoaster ride in 2023, mortgage rates...
It's time for the weekly home check and it's time for the oven ah, yes we're cleaning the oven. It's more than just aesthetics. Baked-on grime affects your oven's performance and efficiency. Think longer preheating times, uneven cooking, and higher energy bills. Plus, who wants to breathe in burnt-on residue with every meal? Cleaning Supplies: Baking soda: Your natural, non-abrasive friend for...
Daytona Beach Eyes Revitalization near Bethune-Cookman University Step off the bustling streets of Daytona Beach and slip into a different rhythm. Here, in the shadow of Bethune-Cookman University, Midtown dreams a quiet dream. Vacancy paints the buildings in muted tones, but beneath the stillness, a pulse quickens. City officials have caught its beat, and they're cranking up the volume. Imagine cafes...
Last week there was an important vote to decide if Tomoka Oaks will be expanding. What did the Planning Board decide? The Ormond Beach Planning Board has denied a proposal to rezone the Tomoka Oaks golf course, effectively putting a halt to plans to build 272 homes on the property. This decision came after a public hearing where residents and the homeowners association (HOA) voiced strong opposition to...
The December 2023 consumer price index (CPI) report. Consumer price index was higher-than-expected inflation rate and the Fed’s response. The CPI rose 0.3% in December and 3.4% year-over-year. This was higher than the estimated 0.2% and 3.2%. Excluding food and energy, the core CPI also rose 0.3% for the month and 3.9% from a year ago. Shelter costs were the main driver of the increase. The Fed is...
Ever heard of the Consumer Price Index (CPI)? This seemingly harmless acronym throws its weight around in the world of mortgages, influencing whether you snag a sweet deal or face a rate that feels like a ton of bricks. So, how exactly does this report hold such power over your home loan dreams? The Inflation Connection: The CPI tracks changes in the price of everyday goods and services. Think groceries,...
Hold onto your shopping carts, Daytona Beach! Get ready to score mega deals and supersize your savings because Costco is bringing its warehouse club magic to town on February 22nd. Mark your calendars, gather your membership cards (or grab a new one!), and prepare to conquer aisles overflowing with bulk bargains, delicious snacks, and unexpected treasures. This isn't just any Costco, folks. Nestled within...
Nestled amidst the lush greenery of New Smyrna Beach, Florida, lies a quaint community that transports you straight to a simpler time. Welcome to Florida Days, a neighborhood where Old Florida charm meets modern comfort, creating a haven for those seeking a peaceful escape. Homespun Nostalgia: Picture white picket fences lining streets adorned with metal-roofed houses, their wraparound porches beckoning...